Spray Foam Causing Problems?
What once seemed like a smart insulation choice has become a major obstacle for many homeowners. Spray foam can hide vital roof structures, leading to rejected mortgage applications and equity release refusals.
At Think Eco Coatings, our expert spray foam removal service carefully and safely strips the insulation from your roof. We restore full visibility of your rafters and help bring your property back in line with lending requirements. Fast, compliant, and carried out with precision — we’re here to get your roof (and your plans) back on track.
Why Spray Foam Is Becoming a Serious Issue
Spray foam insulation was once marketed as an energy-efficient upgrade — but it’s now creating major problems for homeowners. By covering roof rafters, it blocks essential inspections, traps moisture, and raises concerns about hidden structural damage. As a result, many mortgage lenders are refusing to finance properties with spray foam in the roof.
Key Risks of Spray Foam Insulation:
• Obstructs access to roof timbers, preventing structural checks
• Increases the risk of trapped moisture and timber decay
• Most lenders now reject applications on affected homes
• Can delay or prevent selling, remortgaging, or equity release
• May reduce your property’s value or affect insurance cover
If spray foam is holding you back, we’re here to help. Contact Think Eco Coatings for safe, professional removal and expert advice.
How It Works – Safe, Expert Spray Foam Removal
At Think Eco Coatings, we follow a careful, step-by-step process to ensure your spray foam insulation is removed safely and effectively — with minimal disruption to your home.
We begin with a full roof inspection to assess the extent of the spray foam coverage and check for any signs of damage beneath. Once we’ve confirmed the condition of your roof, our trained specialists carefully remove the foam by hand using precision tools, avoiding any harm to the underlying structure.
Our team methodically exposes the rafters to make them fully visible and accessible — meeting the requirements of surveyors and lenders. After removal, we clear all debris, check for moisture or rot, and provide honest advice on any follow-up repairs if necessary.
The result? A clean, compliant roof — ready for mortgage approval and complete peace of mind.
Our Frequently Asked Questions
Spray foam can make it difficult or impossible for surveyors to inspect your roof’s structural integrity, as it conceals the rafters and may trap moisture. As a result, many mortgage providers and equity release lenders now refuse properties with spray foam in the roof. Removing it helps restore your roof’s visibility, protects the structure, and ensures your home meets lending requirements.
Not when handled by professionals. At Think Eco, we use a careful, manual removal process with specialist tools to ensure your roof structure remains intact. Our experienced team works methodically to remove all insulation without causing damage, restoring your roof safely and effectively.
It depends on the size of your roof and how much spray foam has been applied, but most removals are completed within 1 to 3 days. After our initial inspection, we’ll give you a clear and accurate timeframe tailored to your property.
Yes! Removing the spray foam and restoring visibility to your roof’s structure usually satisfies lender requirements. This means you can move forward with selling, remortgaging, or applying for equity release without the same restrictions.
Absolutely. Once the foam is removed, we thoroughly inspect the rafters for any signs of damp, rot, or structural issues. If we spot anything concerning, we’ll talk you through the findings and recommend the best course of action.